The healthcare plan issue is the difference between the socialistic approach to healthcare and the capitalistic approach to healthcare. Consequently, the Democrat socialistic healthcare plan must articulate every aspect of their plan for coverage. With a Democrat plan, everyone is covered at no cost to individuals or families, pre-existing conditions are covered for all; costs are paid by the government through taxation, and the price, type and availability of treatment or medication is determined by healthcare bureaucrats. A Democrat healthcare plan requires thousands of pages of regulations to implement and rarely fully understood by the citizenry. A Democrat plan is a government controlled one size fits all plan so every aspect can be articulated.
In contrast, a Republican capitalistic healthcare plan is based on individual choice. Capitalistic plans reduce taxes and allow the individual to choose their personal plan based on their personal health profile and risk tolerance. Consequently, a Republican plan lacks detail and specificity because there is no monolithic one size fits all plan. In reality, there cannot be a Republican Healthcare Plan because Republicans will allow We the People to develop our own personal healthcare plans that fit our personal or family requirements.
As a result, a Republican capitalistic healthcare plan or law must define the parameters that all private healthcare plans must include. At a minimum, the plan or healthcare law must require coverage for all pre-existing conditions, define the maximum age for covered dependents, define coverage limits for, hospitalization, specialist, physician, support staff, and medication related treatment of all diseases and chronic conditions. The healthcare law should also require complete cost transparency related to physicians, facilities, diagnostic procedures and equipment, supplies, medication both prescription and over the counter, and coverage related to eye, dental, and hearing health. The Republican healthcare law should allow home delivered meals, transportation for physician visits, and remote physician care for those who wish to pay for this coverage in their personal plan. This law should also allow individuals and families to form healthcare insurance cooperatives to compete with employers for insurance coverage prices in their area. Healthcare providers must be allowed to provide fully transportable healthcare insurance to customers in all 50 states, Washington DC, and all US Territories creating competition and lowering healthcare insurance costs for individuals and families. Unlimited Healthcare savings plans must be allowed in the Republican healthcare law. The Republican plan must also allow a range of low-cost plans allowing people to have a combination of healthcare savings plans with a range of catastrophic healthcare insurance plans that fit their health profile, risk tolerance, and ability to pay.
The Republican capitalistic healthcare law should also require complete healthcare provider transparency related to quality of care. The professional evaluations and disciplinary citations against all healthcare practitioners at every level and citations against healthcare facilities and their staffs should be publicly accessible to all. This is the only way the public can be sure that their care is the best available in their area. Such transparency would eliminate poor healthcare providers and reduce the overall cast of healthcare because medical liability insurance would go down. No one would go to a poorly rated practitioner or medical facility. Capitalism would eliminate the bad actors. Of course, medical practitioner groups and institution groups would oppose this level of transparency.
Meaningful tort reform is also necessary to control healthcare costs and must be included in Republican capitalistic healthcare laws. I am a good example of the added medical costs of our current tort laws. I was a truck driver with a heart condition. DOT regulations required me to have a tread mill stress annually. This test costs about $700; but my cardiologist would not approve my physical without a myocardial stress test which costs about $3,500. He required this test as a means of litigation mitigation in case I was involved in a heart related traffic accident while driving my truck; and he would be blamed for allowing me to drive with a defective heart. Physicians prescribe innumerable diagnostic tests as litigation mitigation measures. Meaningful tort reform would reduce such testing and reduce healthcare costs with little reduction in the quality of healthcare.
Healthcare and healthcare insurance comprise at least 17% of the US economy. Previously, several expansive and radical capitalistic healthcare and healthcare insurance proposals were discussed at America’s Crossroad. These proposals include A FORGOTTEN AMERICAN’S ALTERNATIVE HEALTHCARE PLAN which discusses employer provided plans, Obama Care, Medicare, Medicaid, VA Healthcare, and a unique proposal for dedicated Wounded Warrior Healthcare, TRUE FREE MARKET HEALTHCARE INSURANCE, IT IS TIME FOR THE HEALTHCARE RESPONSIBILITY ACT, and THE INDIVIDUAL HEALTHCARE TAX CREDIT. This discussion illustrates the fact that it is impossible to formulate a single comprehensive Republican capitalistic healthcare plan which gives individuals, families, and their practitioners complete control over their healthcare. For Democrats, a healthcare plan regulates every aspect of the healthcare system from costs to treatments and treatment accessibility requiring thousands of pages of regulations which are indecipherable to laymen. Accordingly, a Plan giving individuals and families control over the type and cost of their personal healthcare Plan ds not qualify as a healthcare Plan in Democrat circles. Therefore, healthcare based on free market capitalism can never qualify as a healthcare plan to Democrat socialists; and the healthcare plan issue cannot be resolved politically simply because Democrats and Republicans will never agree o the definition the word Plan as it pertains to healthcare.
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